Cashualty / Hazard Insurance
Casualty/Hazard Insurance is apportioned based on percentage of ownership. For detailed information on coverage, please see the actual policy on file at the Belle Isle Yacht Club office.
Flood Insurance
FEMA flood plain maps show that each building in Regime III has one or more units located in a flood zone. Flood insurance is written on a full building, since damages to one portion of a building in a flood zone may indirectly cause damage to a portion of the building that is not in the flood zone. In addition, "identical" buildings may have a higher premium based on a variety of factors, even if the unit count, type and size are identical between two buildings. The following links provide the information available for each building.